School Loans

School loans consist of money borrowed from a bank or credit union in order to pay college or university tuition. Tuition costs are very high for many colleges, especially for specialty degrees such as graduate school, and law, nursing, and medical schools. Education loans are typical repaid by the student after graduation. Multiple college loans are often consolidated at lower rates of interest for easier repayment.

Educational loans do not always have to originate from traditional banks or credit unions. Need-based loans are government loans or grants based on the inability of students and parents to pay tuition costs. A guaranteed government loan called a federal Stafford Loan provides low-interest lending. The Parent Loan for Undergraduate Students or PLUS financial aid loan is another government loan available. Education loans typically pay for all college-related costs, such as tuition, room and board, and textbooks. University loans typically do not require repayment until the student has graduated and hopefully gained a job. Newly-graduated students should be aware of their repayment obligations before graduation, so that principal and interest payments can be made in a timely fashion.

Comparing the Different School Loan Consolidation Programs
Are you considering a school loan consolidation? It can save you time and effort to wrap all your student loan debt into one low interest payment. The...
Consolidating Your Nursing School Loan Accounts
A nursing school loan can be one of the most expensive types of student loans. A newly graduated nurse can become discouraged at the mountain of stude...
Navigating the Law School Loan Mountain of Debt
A law school loan can leave you feeling like you've been robbed. Suddenly you've graduated with a law degree, with no job, no place to live, and a hug...
After School College Loan Consolidation Options
Many people who used student loans to pay for their education are turning to college loan consolidation to repay them. Increases tuition costs at coll...
Steps To Take For An Education Loan Consolidation
An education loan consolidation can take all those big, scary student loans and combine them into a single, lower interest loan with a lower monthly p...
Rules For Consolidating Private College Loan Debt
Repaying your private college loan does not have to use your whole paycheck. You've got other financial responsibilities, which may include rent or mo...
Myths and Fallacies of Private Education Loan Borrowing
Often a private education loan is the only way students and their parents can afford a college education. With tuition steadily on the rise, students ...
Pros and Cons of Consolidating Medical School Loan Debts
A medical school loan might be the largest debt a medical student will incur in his or her lifetime. Medical student loans can even exceed the cost of...
Managing Graduate School Loan Repayment
Most higher education starts with a graduate school loan. The majority of students obtaining graduate level degrees move directly from their undergrad...
College School Loan Basics
With the high cost of tuition, a school loan is usually required to earn a college diploma. A high school diploma is no longer suitable for finding a ...



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School Loans News


The College Search: Federal Need-Based Aid - 6abc.com
Wed, 10 Mar 2010 15:24:52 GMT+00:00

WISHThe College Search: Federal Need-Based Aid6abc.comThe loan may be subsidized, which means a student can defer payment until after graduation, or skip paying interest as long as they're in school. ...5 top mistakes when paying for collegeBankrate.comSenate should support changes in student aidNashua TelegraphStudents in race for state's college financial aid fundsChicago Sun-Timesmy.hsj.org -North Idaho College Sentinelall 15 news articles »
Opportunities, Challenges for Student Loans Market, More at iiBIG's Student ... - PR-USA.net (press release)
Wed, 10 Mar 2010 16:37:25 GMT+00:00

Opportunities, Challenges for Student Loans Market, More at iiBIG's Student ...PR-USA.net (press release)Attendees will hear the latest on the future of private lending, private trade school Issues, loan consolidations, opportunities for investors and more. ...and more »
Cost Of Medical School Rises In Recession - WBUR
Wed, 10 Mar 2010 19:17:45 GMT+00:00

Cost Of Medical School Rises In RecessionWBURSANCHEZ: Not long after Jane Rosen's daughter, Sarah, took out a couple of federally backed loans to help pay for her medical school tuition, the interest ...Medical School Costs, Loan Rates Rise SharplyKaiser Health Newsall 2 news articles »






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